Can I Get a Mortgage With Collections on My Credit Report?
Collections on your credit report don't automatically end your homeownership conversation. Here's what actually matters β and how different loan types handle it.
Whether youβre buying your first home, building equity, or planning your next move, our client digest delivers bite-sized tips, timely advice, and clear explanations to help you make confident decisions. No jargon, just what you need to know.

Collections on your credit report don't automatically end your homeownership conversation. Here's what actually matters β and how different loan types handle it.

Sometimes yes. Sometimes no. The answer depends on what kind of debt you have and what's actually limiting your qualification. Here's how to think about it.

Non-QM is not a last resort for bad credit borrowers. Some of the most financially sophisticated buyers use it by choice. Here's the real picture.

For self-employed borrowers whose tax returns understate their income, bank statement loans can change everything. Here's how they work.
Dwell Mortgage, LLC. Company NMLS # 2426506. Headquarters: 2817 Wetmore Ave, Everett, WA 98201. 800-605-1626.
Licensed in WA (CL-2426506), OR (2426506), CA (60DBO-176964), CO (CL-2426506), UT (13178963), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (CL-2426506)
Equal Housing Opportunity.
For licensing information, go to www.nmlsconsumeraccess.org